Credit for wedding, installment wedding organization
However, any celebration or celebration involves a big expense, which the young couple does not always deal with.
The main difference between weddings and other celebrations is the large number of guests and several stages of preparation. Preparations for this day are in advance , with preparations not starting a week, but several months in advance. What wedding services will the following couple have to pay for:
- Bride’s dress with accessories.
- Groom costume.
- A pair of gold rings for the groom and the bride.
- Rental of restaurant, bar, guest house or other place for wedding celebration.
- Payment for registration services .
- Musicians, DJs, wedding presenters, dancers, etc.
- Photo and video.
- Home hairdresser and make-up artist.
- Transport for rent.
- Production of invitations, posters and other holiday attributes.
- Other expenses.
This list is by no means exhaustive and you will need to purchase just a few different types of accessories to celebrate. Don’t forget that expenses will double if new ones want to get married. Then you will need another pair of rings, gowns and other details.
Relatives and relatives from other cities who will need to stay overnight will definitely come to your party. It is the groom’s and bride’s responsibility to find accommodation for their guests. An excellent option for guest relaxation is the guest house. It will accommodate all guests. But if the guest house is in the middle of nature, it is there that you can organize the celebration itself.
By mutual agreement, the amount spent on the wedding can range from a few thousand euros to fabulous sums . Often, however, newlyweds cannot save a few thousand to spend their wedding day as they would like. Don’t worry and panic – the way out is always, and this time, this “way out” will be a credit for the wedding.
How to Get Credit for a Wedding
First, you need to quickly analyze your banking programs and find a creditor that offers a special loan to cover all expenses associated with the wedding day. You will also find offers with the ability to submit an application even online. You won’t have to wait long for a loan decision and terms and conditions: The creditor will respond to your application within literally 30 minutes. In order to apply for a loan, you will need to provide all your details in order for the lender to determine the individual rate, the amount of the loan and the repayment term.
Borrowing for a wedding celebration is a relatively convenient thing. It can be arranged for all holiday expenses or for a small part. The repayment term can be negotiated separately with the bank , as it is possible that newlyweds already have a flat or car loan and can only afford small monthly payments.
If you have a catastrophic lack of time to organize a wedding yourself, you can go to a themed salon and order a wedding service from a professional. Typically, such organizations have their own financial partners, so they can offer you a favorable loan for the entire amount of the wedding celebration.
If for some reason you have failed to make a special purpose loan for a wedding celebration, the only way out of the situation will be a consumer credit that can be spent to cover any expenses . The amount of the consumer loan, the interest rate and the repayment term will depend on your income and credit history. The terms of the loan will be determined by the creditor individually for each client.
Often, a consumer loan will be more convenient for a new couple than a loan that fully pays for the celebration, as borrowers can only apply for a portion of the money they need and pay the rest out of their savings.
Similarly, the use of your credit card limit can be a trade-off for a wedding loan. If the amount of funds available can fully cover all the wedding services or the cost of the celebration, then such a loan will become the best option : you will not have a specific schedule and a specific deadline for repayment.
When choosing a credit card to pay for wedding services
Pay for all expenses through a terminal or other banking device without using cash. For example, when booking a guest house or other vacation rental, pay with the credit card to the property owner. This way, you will not pay the cash withdrawal fee, but you will be able to return the loan taken without interest if you enter the card discount period.
If you do not know what the best way to apply for a loan for a wedding wedding is for the groom or the bride, then here is how to evaluate which pair will be more positive. If the wedding expenses are huge, you can divide that amount into two loans: each of the prospective spouses can apply for their own credit.
And yet, wedding credit is the best financing option for young people who aren’t ready for big expenses yet. The solemn and glamorous wedding day will be a great start to a new family life .